I’m Ready to Form a Company, Now What?

What to Expect After Completing Your Order

After you place your order, you will get access to your client portal. It is your control center and keeps your LLC safe, legal and compliant! We recommend you sign your legal documents and keep them in the dashboard for safekeeping.

What you need to do:

• As soon as you place your order, go to the “questionnaire” tab and complete all outstanding questionnaires to avoid service delays.
• If you did not order an EIN, go get one from the IRS
• Once your operating agreement is available, sign it and upload it to the client portal for safekeeping.
• Keep an eye out for an email from our banking partner Relay. Once we submit your banking application, your relationship will be directly with Relay. Learn more about Relay and our bank account service.

What we will do:

• We will deliver your articles of organization and operating agreement to your portal along with other necessary legal documents for start-up within a few days.
• Need a business bank account? Order the EIN and bank account under additional services on the order form and we will obtain both for you.
• Need a legal document for your business? See all that we offer on the additional services section of the order form. If you miss something, you can always order it later from the client portal.

Wait times:

• Wyoming LLC: 24 hours or less
• Other state LLC: Varies
• EIN: 24 hours or less
• FEIN: 3-6 weeks (unfortunately, there is no way to expedite this process) Company documents: 2 days or less

Sorry, we don’t assist with the following:

• We do not assist with business licensing, permitting, or registrations. We also do not assist with sales tax applications or other related matters.
• We do not offer domain creation/maintenance services.
• We do not file tax returns.
• If you are a US resident, click here for a tax consultation with our recommended tax professional.
• If you are not a US resident, click here for a tax consultation with our recommended tax professional.

Our Bank Account Opening Service

What you need to do:

• If you ordered an EIN from us and elected to open a bank account, the only thing you need to do is complete the bank account questionnaire in your client portal.
• If you elected to obtain your own EIN, you must upload it to the client portal in addition to completing the bank account questionnaire.

What we will do:

• Once you have completed the bank account questionnaire, we will complete and submit the banking application with Relay on your behalf.
• Once your application is accepted, Relay will reach out to you to complete your account set up. From there, your banking relationship will be with Relay directly.

How Relay Works:

Essential Account Features that Keep you Secure:

1. FDIC Insurance: Relay customers are insured up to $2.5M by the Federal Deposit Insurance Commission (FDIC) through an insured cash sweep program managed by our partner bank, Thread Bank. This is significantly higher than the $250k deposit insurance offered by most FDIC member financial institutions.
2. Debit Card Protection: All Relay Visa debit cards are protected by Visa Zero Liability Policy
3. Account Security: Relay accounts use role-based user permissions to provide customized access to team members and advisors and uses 2FA for any authorized users

Above and Beyond the Banking Basics:

1. Digital-first business banking and support. Business owners do not have to go into a branch to complete banking tasks or receive support. They can open accounts, issue debit cards and send payments online from their computer or on the go with Relay’s mobile app. Plus, Relay’s friendly and knowledgeable customer support team is accessible from wherever a business owner is by email, chat and phone.
2. No account fees or minimum balances. Relay business banking accounts do not have any monthly fees, overdraft fees or minimum balance requirements. They can open up to 20 checking accounts, 2 Savings accounts with 1-3% APY, up to 50 Visa® physical and virtual debit cards, make basic payments and more all at no cost.
3. Business banking built for teams. A business owner can issue Visa® debit cards, with spending limits, to their employees and receive ultra-detailed transaction data for all team member spending. Team members can also get role-based access to Relay so they can safely help with banking tasks like sending bill payments.
4. Features Made for Modern Businesses. Full suite integrations, ultra-detailed transaction data, ability to have multiple businesses all under one single log in, instant access to Visa® virtual debit cards. Relay is built for the small business owner, with software features designed to make life easier.